#commerce/y9/business

  • A business is the name given to firms, which produce and distribute goods and services to consumers.

  • When starting a business, you need to consider the different types of business legal structure.
  • There are 4 types: sole trader, partnership, private company and public company.
  • Businesses also may change their business structure. Often, it is more common to change from a sole trader / partnership business to a private / public company form.

Sole trader


  • It is owned and operated by 1 person.
  • It is simple and cheap to establish.
  • The individual takes the risk of either receiving all the profits or suffering all the losses.
  • This structure is subjected to Unlimited Liability which means the owner can be forced to sell personal assets to pay for debts if the loan cannot be repaid.
  • The business will cease to operate if the owner is dead.

Partnership


  • It is owned and operated by 2-50 people as partners.
  • The profit is shared among the partners.
  • This structure is also subjected to Unlimited Liability which means the owners can be forced to sell personal assets to pay for debts if the loan cannot be repaid.
  • It is common for people with similar skills like layers, doctors and accountants.
  • Business will continue to operate if the original owner is dead (by the partners).

Private company


  • It has less than 50 private owners or shareholders.
  • Company name has the words Proprietary Limited (Pty Ltd)
  • It is a lot more expensive to establish.
  • The profit is shared between the shareholders.
  • This structure is subjected to Limited Liability which means the shareholders do not need to sell any personal assets to pay for debts.
  • The company will continue to operate if the owners change.

Public company


  • It has an unlimited cap for the number of shareholders.
  • The general public can trade shares in the stock exchange, so anyone can be shareholders or owners of the company.
  • It is expensive to establish.
  • Company name has the word Limited (Ltd) and has become a separate legal entity from the owners, ie. incorporation.
  • It is easier to raise capital or cash.
  • The company will continue to operate if the owners change.