#commerce/y10/ebe


A market exists in any situation where buyers and sellers come together to exchange goods and services. A market can exist in a physical location, it can spread across a number of locations, or can have no physical location at all.

Retail markets


Retail markets allow us to buy most of our goods and services. These include:

  • Shopping areas in the Central Business Districts (CBDs)
  • Huge suburban shopping malls: such as Westfield centres in Parramatta and Chatswood
  • Local shopping centres with a supermarket and a number of specialty stores
  • Shopping strips located along major roads and near public transport hubs
  • Online shopping websites, such as Amazon

Labour market


  • Labour market is the buying and selling of labour.
  • Workers sell their skills, knowledge and effort to employers.
  • In return for their labour, the employer will pay the workers a wage.

Labour market does not operate in a particular physical location. It relies on a variety of means of communication between the sellers of labour (potential employees) and the buyers of labour (employers):

Financial market


  • Financial markets are the intermediaries between the savers and the borrowers in an economy.
  • The price of having access to money that belongs to someone is known as interest.

Stock market


  • The stock market (or share market) is where shares in Australian companies are bought and sold.
  • A share is a unit of ownership in a company.
  • Businesses can raise money for investment by selling shares in their companies, and individuals or other businesses can invest their savings by buying shares in companies.

Government intervention


  • A market can allocate resources in an efficient manner.
  • This is because the owners of those resources are always seeking to maximise their Profits and incomes.
  • However, at times the profit seeking nature of businesses can result in negative outcomes for the society and the environment.
  • Governments may need to intervene in the market to reduce these problems.

Reason 1

  • Environmental degradation is the deterioration of the natural environment and is caused by things such as pollution and habitat destruction.

  • Humans rely on the environment for many things, including food, water, and production of goods and services.

Reason 2

  • Resources need to be conserved so that future generations are not restricted from using them.
  • The challenge faced by governments is the trade-off between the short-term exploitation of natural resources for economic gain and the long-term needs of both society and the economy.
  • For long term growth, the environment needs to be sustainably managed.

Other reasons

  • Stabilise prices
  • Provide producers and farmers with a minimum Income
  • To avoid excessive prices for goods with important social welfare.
  • Discourage demerit goods (harmful, unhealthy to the individual consumer)

Examples of demerit goods are: Alcohol, cigarettes, drugs, junk food, and gambling-related items.